Buying a home is one of the biggest financial commitments you'll ever make. Having the right protection in place can provide peace of mind, helping to safeguard you, your family and your home if the unexpected happens.
Everyone's circumstances are different, which is why there's no one-size-fits-all approach to protection. I'll take the time to understand your needs, explain your options in plain English and help you choose cover that's right for you and your family.
Life Insurance
Life insurance can provide a financial safety net for your loved ones if the worst were to happen. I'll help you understand the different types of cover available, including both Level Term and Decreasing Term Life Insurance, so you can choose the option that best suits your mortgage and your family's needs.
Critical Illness Cover
Critical Illness Cover provides a lump sum if you're diagnosed with one of a range of specified serious illnesses covered by your policy. It can help reduce financial pressure while you focus on your recovery.
Income Protection
If you're unable to work due to illness or injury, Income Protection can provide a regular monthly income to help cover essential living costs while you recover.
Family Income Benefit
Family Income Benefit pays a regular tax free income to your loved ones if you pass away during the policy term. Rather than a single lump sum, it provides ongoing financial support to help your family maintain their lifestyle.
Personalised Advice
Protection isn't just about taking out a policy - it's about making sure you have the right cover for your circumstances. I'll explain your options clearly, answer your questions honestly and help you make informed decisions with confidence.
Protection isn't about expecting the worst - it's about being prepared for the unexpected and giving yourself and your loved ones greater peace of mind.

Please reach us at amy@arbadvisory.co.uk if you cannot find an answer to your question.
While it's not usually a requirement for getting a mortgage, having the right protection can provide valuable financial security for you and your loved ones if the unexpected happens.
Level Life Insurance pays the same amount throughout the policy term, while Decreasing Life Insurance reduces over time and is commonly used to help cover a repayment mortgage.
Critical Illness Cover pays a lump sum if you're diagnosed with a specified serious illness covered by your policy, helping to ease financial pressure during your recovery.
Income Protection can provide a regular monthly income if you're unable to work due to illness or injury, helping you keep up with everyday living costs.
Family Income Benefit provides your loved ones with a regular income if you pass away during the policy term, helping to replace lost earnings and support ongoing household expenses.
Yes. Protection policies can be arranged whether you're buying a home, remortgaging or simply reviewing your existing financial protection.
The right protection can give you confidence that you and your loved ones are financially supported if life takes an unexpected turn. If you're unsure where to start, I'm here to help you find the right cover for your circumstances.